Sacred Debtor (Prestige Class)

Although many members of the Hands of Burden seek out debt with others to accrue burdens, sacred debtors intentionally become indebted to their companions to form a closer bond. Sacred debtors come from any spellcasting class, and their tradition defines their approach to personal indebtedness. For example, wizards often maintain a massive ledger as important to them as their spellbooks to track their debts owed and paid, while clerics may keep such minutiae in their heads, reciting their obligations each day alongside their prayers. In any case, sacred debtors gain their powers from being so heavily indebted to others that the amount they owe exceeds their net worth. This doesn’t mean that sacred debtors need to live like paupers (although many do, so that even small debts exceed their total worth), but those who live well must maintain correspondingly larger obligations.

Hit Die: d6.

To qualify to become a sacred debtor, a character must fulfill the following criteria.

  • Alignment: Any non-chaotic.
  • Feats: Eschew Materials
  • Skills: Appraise 7 ranks, Knowledge (local) 3 ranks, Spellcraft 3 ranks
  • Spells: Ability to cast 3rd-level spells.

Class Skills: The sacred debtor’s class skills (and the key ability for each skill) are Appraise (Int), Diplomacy (Cha), Knowledge (local) (Int), Knowledge (nobility) (Int), Perception (Wis), Sense Motive (Wis), and Spellcraft (Int).

Skill Ranks Per Level: 2 + Int modifier.

Class Features

Table: The Sacred Debtor
Level Base Attack Bonus Fort Save Ref Save Will Save Special
1st +0 +0 +0 +1 Indebted (1 designated creditor), indebted components
2nd +1 +0 +0 +1 Aligned spellcasting class, indebted (3 designated creditors)
3rd +1 +1 +1 +2 Aligned spellcasting class, indebted (7 designated creditors), power of obligation
4th +2 +1 +1 +2 Aligned spellcasting class, indebted (15 designated creditors), indebted sending
5th +2 +1 +1 +3 Aligned spellcasting class, solipsistic debt

Weapon and Armor Proficiency

A sacred debtor gains no additional weapon or armor proficiencies.

Indebted (Su)

A sacred debtor may declare another creature to be her designated creditor as a full-round action. To be selected, the sacred debtor must owe the designated creditor more than she can currently pay; more specifically, the sacred debtor must owe the designated creditor more money than the total sell value of all items, property, and other tangible assets that the sacred debtor personally owes. This debt must be genuinely and legally owed, although it need not be commercially reasonable (that is, the sacred debtor might have purchased something from the designated creditor at a grossly inflated price). If the amount owed to the designated creditor drops below the sacred debtor’s total asset value (whether due to a partial repayment to the designated creditor or accumulation of additional personal assets), the creature immediately ceases to be the sacred debtor’s designated creditor.

A creature need not be willing to be designated as the sacred debtor’s designated creditor, and need not even be alive or on the same plane at the time of the designation. The creature must be unequivocally identified by the sacred debtor, although the sacred debtor need not know the creature’s name. A creature that can see a sacred debtor and is within 30 feet of the sacred debtor automatically knows that it is a designated creditor of the sacred debtor.

At 1st level, a sacred debtor may have no more than one designated creditor at a time, but the maximum number of designated creditors increases as the sacred debtor rises in level, as indicated on Table: The Sacred Debtor. Selecting a designated creditor that would exceed the maximum number requires that the sacred debtor release an existing designated creditor as a free action. A sacred debtor may also release any number of designated creditors as a fullround action. Releasing a creature as a designated creditor doesn’t change the amount the sacred debtor owes to the creature.

Indebted Components (Su)

A sacred debtor can reduce the expensive material component of any spell she casts on a designated creditor by 250 gp. If this cost of the component is reduced to zero, she does not need that component at all. A spell with multiple targets must be cast only upon designated creditors to receive this reduction. The amount of this reduction increases by 250 gp per sacred debtor level, to a maximum of 1,250 gp at 5th level.

Aligned Spellcasting Class (Ex)

Sacred debtors come from several spellcasting traditions, each offering a unique perspective and skill set. At 2nd level, a sacred debtor must choose a spellcasting class she belonged to before adding the prestige class to be her aligned spellcasting class. She gains all the class features for one additional level of her aligned spellcasting class as if she had gained a level in it. She gains the class features of an additional level of her aligned spellcasting class at 3rd, 4th, and 5th levels. She still retains the hit Dice, base attack bonus, saving throw bonuses, and skill ranks of the prestige class.

Power of Obligation (Su)

At 3rd level, up to three times per day when a sacred debtor casts a spell that includes at least one designated creditor as a target, she can choose to increases the DC of the spell by 2, treat the spell as empowered (as though from the Empower Spell feat) or treat the spell as extended (as the Extend Spell feat). These effects do not increase the effective spell level of a spell cast this way.

Indebted Sending (Sp)

At 4th level, once per day as a standard action, the sacred debtor can use sending as a spell-like ability. She may target any or all of her designated creditors, and each may respond to the sacred debtor individually.

Solipsistic Debt (Su)

At 5th level, the sacred debtor always counts as a designated creditor to herself. She does not count toward her total number of designated creditors.

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